PRIMESOURCE
Charter #67911 · Spokane, WA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -1.34% sits at the 2nd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 3.24% sits at the 98th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.95% sits at the 93rd percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 52nd percentile but its structural peers at the 28th — a 24-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PRIMESOURCE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $85.30M | 77th pct | 62th pct |
| Members | 6,727 | 76th pct | 61th pct |
| Net worth ratio | 12.64% | 48th pct | 56th pct |
| Return on average assets | -1.34% | 2th pct | 2th pct |
| Net interest margin | 3.72% | 52th pct | 28th pct |
| Cost of funds | 1.15% | 64th pct | 72th pct |
| Loan-to-share | 63.34% | 54th pct | 52th pct |
| Delinquency 60+ days | 3.24% | 98th pct | 98th pct |
| Net charge-off ratio | 1.95% | 97th pct | 93th pct |
| Loan growth YoY | -9.78% | 3th pct | 0th pct |
| Share growth YoY | -6.68% | 1th pct | 3th pct |
| Efficiency ratio | 85.83% | 68th pct | 64th pct |
structural peer set hash: 9ef46f059ed6d5d3b2f82abf510aca4c… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.