POST OFFICE EMPLOYEES
Charter #24712 · Shreveport, LA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.45% sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 1.11% sits at the 79th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.06% sits at the 93rd percentile of structural peers — worth a closer look.
- Efficiency ratio of 90.04% sits at the 77th percentile of structural peers — worth a closer look.
- On Loan-to-share, the asset-size band puts this credit union at the 38th percentile but its structural peers at the 61st — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | POST OFFICE EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $59.77M | 25th pct | 38th pct |
| Members | 5,031 | 50th pct | 46th pct |
| Net worth ratio | 11.63% | 37th pct | 48th pct |
| Return on average assets | -0.45% | 7th pct | 5th pct |
| Net interest margin | 3.92% | 62th pct | 61th pct |
| Cost of funds | 1.11% | 61th pct | 79th pct |
| Loan-to-share | 53.63% | 38th pct | 61th pct |
| Delinquency 60+ days | 2.06% | 94th pct | 93th pct |
| Net charge-off ratio | 0.68% | 80th pct | 74th pct |
| Loan growth YoY | -0.35% | 62th pct | 69th pct |
| Share growth YoY | -0.42% | 14th pct | 16th pct |
| Efficiency ratio | 90.04% | 80th pct | 77th pct |
structural peer set hash: efb0855ceda41fa49659a0a8712d5d72… (reproducible)
Closest structural peers
This is the free public view
Claim POST OFFICE EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.