WESLA
Charter #20749 · Shreveport, LA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 6,459 ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.10% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.37% sits at the 89th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.08% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 18th percentile but its structural peers at the 41st — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WESLA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $92.79M | 88th pct | 87th pct |
| Members | 6,459 | 73th pct | 77th pct |
| Net worth ratio | 14.82% | 68th pct | 70th pct |
| Return on average assets | 0.92% | 63th pct | 61th pct |
| Net interest margin | 3.86% | 58th pct | 64th pct |
| Cost of funds | 0.10% | 6th pct | 10th pct |
| Loan-to-share | 42.84% | 18th pct | 41th pct |
| Delinquency 60+ days | 1.37% | 83th pct | 89th pct |
| Net charge-off ratio | 0.08% | 29th pct | 23th pct |
| Loan growth YoY | -3.33% | 33th pct | 41th pct |
| Share growth YoY | 0.04% | 18th pct | 16th pct |
| Efficiency ratio | 75.52% | 38th pct | 36th pct |
structural peer set hash: 40b8aa951d161c8b1fe566763f57eb2a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.