TYLER CITY EMPLOYEES
Charter #67638 · Tyler, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.87% sits at the 8th percentile of structural peers — worth a closer look.
- Cost of funds of 0.44% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.90% sits at the 80th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 70th percentile but its structural peers at the 48th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TYLER CITY EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $28.28M | 57th pct | 56th pct |
| Members | 3,091 | 78th pct | 61th pct |
| Net worth ratio | 15.86% | 65th pct | 74th pct |
| Return on average assets | -0.87% | 7th pct | 8th pct |
| Net interest margin | 4.26% | 70th pct | 48th pct |
| Cost of funds | 0.44% | 29th pct | 23th pct |
| Loan-to-share | 66.49% | 65th pct | 49th pct |
| Delinquency 60+ days | 0.95% | 66th pct | 67th pct |
| Net charge-off ratio | 0.90% | 84th pct | 80th pct |
| Loan growth YoY | -5.48% | 27th pct | 21th pct |
| Share growth YoY | -3.24% | 7th pct | 10th pct |
| Efficiency ratio | 87.89% | 69th pct | 74th pct |
structural peer set hash: 51ac3f191b4726a06508f1f34c183325… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.