BREWSTER
Charter #11445 · Brewster, OH · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 18.08% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.35% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.61% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.19% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 58.97% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BREWSTER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $32.47M | 67th pct | 62th pct |
| Members | 2,822 | 71th pct | 54th pct |
| Net worth ratio | 18.08% | 77th pct | 77th pct |
| Return on average assets | 2.35% | 97th pct | 97th pct |
| Net interest margin | 4.61% | 82th pct | 80th pct |
| Cost of funds | 0.19% | 14th pct | 10th pct |
| Loan-to-share | 56.93% | 50th pct | 41th pct |
| Delinquency 60+ days | 0.34% | 38th pct | 28th pct |
| Net charge-off ratio | 0.12% | 49th pct | 39th pct |
| Loan growth YoY | -4.05% | 38th pct | 49th pct |
| Share growth YoY | -2.52% | 11th pct | 13th pct |
| Efficiency ratio | 58.97% | 10th pct | 7th pct |
structural peer set hash: 94538c5c763beb13973b1c22e8a27b0c… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.