TRINITY VALLEY TEACHERS
Charter #67634 · Palestine, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 30.44% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.32% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 57.69% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TRINITY VALLEY TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $32.11M | 66th pct | 72th pct |
| Members | 2,956 | 74th pct | 70th pct |
| Net worth ratio | 30.44% | 98th pct | 90th pct |
| Return on average assets | 1.60% | 88th pct | 74th pct |
| Net interest margin | 3.92% | 54th pct | 66th pct |
| Cost of funds | 0.32% | 22th pct | 25th pct |
| Loan-to-share | 26.55% | 6th pct | 13th pct |
| Delinquency 60+ days | 0.72% | 57th pct | 51th pct |
| Net charge-off ratio | 0.16% | 53th pct | 52th pct |
| Loan growth YoY | -6.26% | 22th pct | 33th pct |
| Share growth YoY | 1.64% | 40th pct | 51th pct |
| Efficiency ratio | 57.69% | 8th pct | 21th pct |
structural peer set hash: 97ae20f52e35414fb173cdfc0ef826af… (reproducible)
Closest structural peers
This is the free public view
Claim TRINITY VALLEY TEACHERS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.