SWEETEX
Charter #67520 · Longview, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 39.28% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.29% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.49% sits at the 25th percentile of structural peers — worth a closer look.
- Cost of funds of 1.42% sits at the 75th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SWEETEX | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.41M | 97th pct | 72th pct |
| Members | 697 | 61th pct | 43th pct |
| Net worth ratio | 39.28% | 94th pct | 95th pct |
| Return on average assets | 1.29% | 80th pct | 80th pct |
| Net interest margin | 3.49% | 32th pct | 25th pct |
| Cost of funds | 1.42% | 76th pct | 75th pct |
| Loan-to-share | 62.82% | 55th pct | 51th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 16th pct |
| Loan growth YoY | 1.02% | 78th pct | 79th pct |
| Share growth YoY | 4.07% | 77th pct | 79th pct |
| Efficiency ratio | 63.45% | 19th pct | 18th pct |
structural peer set hash: ad350e3862e2cff60b824f00f443f146… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.