DYNAMIC
Charter #6747 · CELINA, OH · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 19.73% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.36% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.24% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 58.01% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DYNAMIC | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $81.32M | 71th pct | 56th pct |
| Members | 6,268 | 70th pct | 56th pct |
| Net worth ratio | 19.73% | 89th pct | 93th pct |
| Return on average assets | 2.36% | 98th pct | 97th pct |
| Net interest margin | 3.87% | 59th pct | 43th pct |
| Cost of funds | 1.36% | 74th pct | 69th pct |
| Loan-to-share | 67.84% | 63th pct | 64th pct |
| Delinquency 60+ days | 0.24% | 23th pct | 16th pct |
| Net charge-off ratio | 0.00% | 17th pct | 7th pct |
| Loan growth YoY | 1.23% | 73th pct | 64th pct |
| Share growth YoY | 13.35% | 99th pct | 97th pct |
| Efficiency ratio | 58.01% | 9th pct | 5th pct |
structural peer set hash: a088474ff7eb1c638d562690cb02d34c… (reproducible)
Closest structural peers
This is the free public view
Claim DYNAMIC
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.