GR CONSUMERS
Charter #68332 · Wyoming, MI · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,827 sits at the 10th percentile of structural peers — worth a closer look.
- Net worth ratio of 16.51% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.31% sits at the 16th percentile of structural peers — worth a closer look.
- Net interest margin of 3.40% sits at the 18th percentile of structural peers — worth a closer look.
- Cost of funds of 0.15% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GR CONSUMERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $52.00M | 6th pct | 21th pct |
| Members | 2,827 | 8th pct | 10th pct |
| Net worth ratio | 16.51% | 79th pct | 79th pct |
| Return on average assets | 0.31% | 29th pct | 16th pct |
| Net interest margin | 3.40% | 33th pct | 18th pct |
| Cost of funds | 0.15% | 8th pct | 11th pct |
| Loan-to-share | 54.21% | 39th pct | 44th pct |
| Delinquency 60+ days | 0.12% | 14th pct | 8th pct |
| Net charge-off ratio | 0.40% | 65th pct | 57th pct |
| Loan growth YoY | -2.72% | 37th pct | 31th pct |
| Share growth YoY | 6.93% | 87th pct | 84th pct |
| Efficiency ratio | 91.32% | 83th pct | 89th pct |
structural peer set hash: 9dbb26b3977ceb9fafdf85f6e6b8b16f… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.