CREDIT UNION OF ATLANTA
Charter #67383 · Atlanta, GA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 14,289 ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 14.12% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.62% sits at the 7th percentile of structural peers — worth a closer look.
- Cost of funds of 0.43% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.99% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CREDIT UNION OF ATLANTA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $79.40M | 67th pct | 52th pct |
| Members | 14,289 | 99th pct | 87th pct |
| Net worth ratio | 14.12% | 64th pct | 75th pct |
| Return on average assets | -0.62% | 5th pct | 7th pct |
| Net interest margin | 4.20% | 77th pct | 52th pct |
| Cost of funds | 0.43% | 20th pct | 25th pct |
| Loan-to-share | 69.17% | 66th pct | 57th pct |
| Delinquency 60+ days | 2.99% | 98th pct | 95th pct |
| Net charge-off ratio | 0.96% | 88th pct | 79th pct |
| Loan growth YoY | -2.33% | 41th pct | 39th pct |
| Share growth YoY | -1.49% | 8th pct | 10th pct |
| Efficiency ratio | 95.82% | 91th pct | 87th pct |
structural peer set hash: 0cf9529ac2d43e146102727d3b3bafae… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.