GENUINE PARTS
Charter #67382 · Norcross, GA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,482 ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 64.53% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -31.70% sits at the 0th percentile of structural peers — worth a closer look.
- Net interest margin of -29.14% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 2.16% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GENUINE PARTS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $19.12M | 34th pct | 89th pct |
| Members | 1,482 | 24th pct | 85th pct |
| Net worth ratio | 64.53% | 100th pct | 97th pct |
| Return on average assets | -31.70% | 0th pct | 0th pct |
| Net interest margin | -29.14% | 0th pct | 0th pct |
| Cost of funds | 2.16% | 92th pct | 87th pct |
| Loan-to-share | 35.82% | 16th pct | 18th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 2.83% | 97th pct | 92th pct |
| Loan growth YoY | -9.23% | 9th pct | 23th pct |
| Share growth YoY | -2.97% | 8th pct | 34th pct |
| Efficiency ratio | -8.62% | 0th pct | 0th pct |
structural peer set hash: 3a2436ea52b2fb47fbafa86801f00f64… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.