BERYLCO EMPLOYEES'
Charter #62656 · HAMBURG, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 124 sits at the 5th percentile of structural peers — worth a closer look.
- Net worth ratio of 60.39% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.69% sits at the 11th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BERYLCO EMPLOYEES' | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.69M | 26th pct | 23th pct |
| Members | 124 | 7th pct | 5th pct |
| Net worth ratio | 60.39% | 99th pct | 95th pct |
| Return on average assets | 0.32% | 47th pct | 39th pct |
| Net interest margin | 2.69% | 16th pct | 11th pct |
| Cost of funds | 0.88% | 61th pct | 59th pct |
| Loan-to-share | 35.07% | 24th pct | 16th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 23th pct |
| Loan growth YoY | -13.17% | 18th pct | 13th pct |
| Share growth YoY | -4.13% | 22th pct | 18th pct |
| Efficiency ratio | 88.20% | 54th pct | 64th pct |
structural peer set hash: 600426ec20c18b6ef75c84e5421eaef2… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.