ADVENTHEALTH
Charter #67349 · Altamonte Sprin, FL · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.52% sits at the 25th percentile of structural peers — worth a closer look.
- Cost of funds of 0.26% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.10% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 41st percentile but its structural peers at the 25th — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ADVENTHEALTH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $126.82M | 18th pct | 18th pct |
| Members | 13,672 | 52th pct | 54th pct |
| Net worth ratio | 9.42% | 19th pct | 26th pct |
| Return on average assets | 0.80% | 57th pct | 62th pct |
| Net interest margin | 3.52% | 41th pct | 25th pct |
| Cost of funds | 0.26% | 11th pct | 15th pct |
| Loan-to-share | 88.78% | 87th pct | 82th pct |
| Delinquency 60+ days | 0.49% | 41th pct | 43th pct |
| Net charge-off ratio | 0.10% | 19th pct | 10th pct |
| Loan growth YoY | 11.63% | 99th pct | 98th pct |
| Share growth YoY | 4.12% | 59th pct | 49th pct |
| Efficiency ratio | 79.43% | 53th pct | 39th pct |
structural peer set hash: ebe278427a49c90c7a4f73eb3bb84385… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.