R G
Charter #11962 · RAYMORE, MO · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 8,087 sits at the 13th percentile of structural peers — worth a closer look.
- Return on average assets of 0.15% sits at the 13th percentile of structural peers — worth a closer look.
- Efficiency ratio of 89.82% sits at the 87th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 84th percentile but its structural peers at the 66th — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | R G | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $146.73M | 29th pct | 25th pct |
| Members | 8,087 | 19th pct | 13th pct |
| Net worth ratio | 10.09% | 29th pct | 39th pct |
| Return on average assets | 0.15% | 14th pct | 13th pct |
| Net interest margin | 4.27% | 84th pct | 66th pct |
| Cost of funds | 1.47% | 66th pct | 57th pct |
| Loan-to-share | 89.24% | 88th pct | 82th pct |
| Delinquency 60+ days | 0.64% | 53th pct | 54th pct |
| Net charge-off ratio | 0.41% | 55th pct | 43th pct |
| Loan growth YoY | 5.77% | 90th pct | 85th pct |
| Share growth YoY | -0.57% | 7th pct | 0th pct |
| Efficiency ratio | 89.82% | 85th pct | 87th pct |
structural peer set hash: 39684456e09ccb02c7c7634b43bb0a49… (reproducible)
Closest structural peers
This is the free public view
Claim R G
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.