UINTAH
Charter #67156 · VERNAL, UT · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 3.24% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.24% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.11% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 39.01% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UINTAH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.02M | 50th pct | 30th pct |
| Members | 929 | 79th pct | 62th pct |
| Net worth ratio | 20.56% | 61th pct | 64th pct |
| Return on average assets | 3.24% | 97th pct | 98th pct |
| Net interest margin | 5.24% | 82th pct | 92th pct |
| Cost of funds | 0.27% | 36th pct | 26th pct |
| Loan-to-share | 34.81% | 24th pct | 23th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.11% | 13th pct | 18th pct |
| Loan growth YoY | -2.25% | 64th pct | 84th pct |
| Share growth YoY | -14.26% | 4th pct | 0th pct |
| Efficiency ratio | 39.01% | 5th pct | 0th pct |
structural peer set hash: ea98a801b906cb8012243bd787420b2e… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.