JERSEY CITY FIREMEN
Charter #6700 · Jersey City, NJ · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 46.63% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 8th percentile but its structural peers at the 69th — a 61-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | JERSEY CITY FIREMEN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $11.62M | 8th pct | 69th pct |
| Members | 1,248 | 14th pct | 66th pct |
| Net worth ratio | 46.63% | 100th pct | 89th pct |
| Return on average assets | 0.67% | 51th pct | 49th pct |
| Net interest margin | 4.98% | 91th pct | 72th pct |
| Cost of funds | 1.29% | 70th pct | 69th pct |
| Loan-to-share | 83.87% | 88th pct | 57th pct |
| Delinquency 60+ days | 1.54% | 79th pct | 56th pct |
| Net charge-off ratio | 0.34% | 64th pct | 59th pct |
| Loan growth YoY | -2.30% | 51th pct | 59th pct |
| Share growth YoY | -2.02% | 12th pct | 30th pct |
| Efficiency ratio | 87.57% | 68th pct | 67th pct |
structural peer set hash: 053215395b4e4cb0d2037758c2c1d39e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.