LAKEWOOD
Charter #66999 · Rib Lake, WI · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,130 sits at the 8th percentile of structural peers — worth a closer look.
- Return on average assets of -1.41% sits at the 5th percentile of structural peers — worth a closer look.
- Efficiency ratio of 114.84% sits at the 97th percentile of structural peers — worth a closer look.
- On Loan-to-share, the asset-size band puts this credit union at the 87th percentile but its structural peers at the 52nd — a 35-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LAKEWOOD | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $14.94M | 21th pct | 16th pct |
| Members | 1,130 | 9th pct | 8th pct |
| Net worth ratio | 11.58% | 32th pct | 46th pct |
| Return on average assets | -1.41% | 5th pct | 5th pct |
| Net interest margin | 3.99% | 57th pct | 54th pct |
| Cost of funds | 1.10% | 62th pct | 39th pct |
| Loan-to-share | 82.76% | 87th pct | 52th pct |
| Delinquency 60+ days | 1.28% | 74th pct | 74th pct |
| Net charge-off ratio | 0.05% | 42th pct | 41th pct |
| Loan growth YoY | 22.28% | 100th pct | 98th pct |
| Share growth YoY | 5.00% | 74th pct | 69th pct |
| Efficiency ratio | 114.84% | 96th pct | 97th pct |
structural peer set hash: d6fba262dc24647fecfb4871c9166fa1… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.