TRI-COUNTY
Charter #66640 · Marinette, WI · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net charge-off ratio of 0.46% sits at the 79th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 88th percentile but its structural peers at the 43rd — a 45-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TRI-COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $43.00M | 88th pct | 43th pct |
| Members | 3,002 | 76th pct | 39th pct |
| Net worth ratio | 11.20% | 28th pct | 31th pct |
| Return on average assets | 1.08% | 72th pct | 70th pct |
| Net interest margin | 4.05% | 60th pct | 46th pct |
| Cost of funds | 1.03% | 60th pct | 34th pct |
| Loan-to-share | 93.43% | 96th pct | 87th pct |
| Delinquency 60+ days | 0.29% | 35th pct | 38th pct |
| Net charge-off ratio | 0.46% | 70th pct | 79th pct |
| Loan growth YoY | 4.11% | 90th pct | 84th pct |
| Share growth YoY | 6.32% | 83th pct | 70th pct |
| Efficiency ratio | 74.95% | 37th pct | 33th pct |
structural peer set hash: 65067b0d1c39675d152a145439f99305… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.