CALTECH EMPLOYEES
Charter #6681 · La Canada, CA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.68% sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of 0.12% sits at the 8th percentile of structural peers — worth a closer look.
- Net interest margin of 1.10% sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 3.61% sits at the 95th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.03% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CALTECH EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.18B | 49th pct | 75th pct |
| Members | 31,637 | 1th pct | 33th pct |
| Net worth ratio | 9.68% | 26th pct | 25th pct |
| Return on average assets | 0.12% | 7th pct | 8th pct |
| Net interest margin | 1.10% | 1th pct | 5th pct |
| Cost of funds | 3.61% | 99th pct | 95th pct |
| Loan-to-share | 41.71% | 1th pct | 13th pct |
| Delinquency 60+ days | 0.03% | 0th pct | 3th pct |
| Net charge-off ratio | 0.05% | 2th pct | 15th pct |
| Loan growth YoY | 4.35% | 77th pct | 88th pct |
| Share growth YoY | 0.40% | 7th pct | 8th pct |
| Efficiency ratio | 88.75% | 96th pct | 82th pct |
structural peer set hash: df3d200d9a4559eb0adae91dfebf4f0a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.