LAFAYETTE
Charter #619 · ROCKVILLE, MD · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.13% sits at the 8th percentile of structural peers — worth a closer look.
- Net interest margin of 0.91% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 3.61% sits at the 97th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 3.07% sits at the 97th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 3.90% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LAFAYETTE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.14B | 47th pct | 77th pct |
| Members | 56,790 | 8th pct | 61th pct |
| Net worth ratio | 12.16% | 73th pct | 59th pct |
| Return on average assets | 0.13% | 7th pct | 8th pct |
| Net interest margin | 0.91% | 0th pct | 0th pct |
| Cost of funds | 3.61% | 99th pct | 97th pct |
| Loan-to-share | 50.47% | 3th pct | 15th pct |
| Delinquency 60+ days | 3.07% | 99th pct | 97th pct |
| Net charge-off ratio | 3.90% | 100th pct | 98th pct |
| Loan growth YoY | -38.54% | 0th pct | 0th pct |
| Share growth YoY | -1.12% | 2th pct | 3th pct |
| Efficiency ratio | 88.64% | 95th pct | 77th pct |
structural peer set hash: 6d4063c96aa385e84c8901df926f1318… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.