COMPASSIONATE CARE
Charter #66755 · Fond du Lac, WI · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.67% sits at the 15th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 3.95% sits at the 97th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 78th percentile but its structural peers at the 51st — a 27-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COMPASSIONATE CARE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $6.82M | 78th pct | 51th pct |
| Members | 1,064 | 85th pct | 69th pct |
| Net worth ratio | 10.78% | 17th pct | 36th pct |
| Return on average assets | -0.67% | 20th pct | 15th pct |
| Net interest margin | 5.00% | 77th pct | 74th pct |
| Cost of funds | 0.46% | 48th pct | 34th pct |
| Loan-to-share | 63.04% | 56th pct | 30th pct |
| Delinquency 60+ days | 1.05% | 54th pct | 56th pct |
| Net charge-off ratio | 3.95% | 95th pct | 97th pct |
| Loan growth YoY | 7.01% | 91th pct | 98th pct |
| Share growth YoY | 4.41% | 79th pct | 69th pct |
| Efficiency ratio | 94.47% | 63th pct | 70th pct |
structural peer set hash: 450d40821dfd39e9e519ca8c4a443689… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.