POWELL SCHOOLS
Charter #12794 · Powell, WY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 395 sits at the 7th percentile of structural peers — worth a closer look.
- Net worth ratio of 7.73% sits at the 10th percentile of structural peers — worth a closer look.
- Net interest margin of 1.51% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 3.02% sits at the 95th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | POWELL SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.66M | 47th pct | 25th pct |
| Members | 395 | 34th pct | 7th pct |
| Net worth ratio | 7.73% | 5th pct | 10th pct |
| Return on average assets | 0.01% | 33th pct | 31th pct |
| Net interest margin | 1.51% | 4th pct | 2th pct |
| Cost of funds | 3.02% | 96th pct | 95th pct |
| Loan-to-share | 77.27% | 74th pct | 52th pct |
| Delinquency 60+ days | 1.23% | 57th pct | 59th pct |
| Net charge-off ratio | 0.00% | 22th pct | 21th pct |
| Loan growth YoY | -3.74% | 57th pct | 31th pct |
| Share growth YoY | 5.42% | 83th pct | 72th pct |
| Efficiency ratio | 96.20% | 67th pct | 79th pct |
structural peer set hash: 925e8e9fb1c2aa31d13d7e57cea52cfc… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.