WEA
Charter #66677 · Madison, WI · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 1.13% sits at the 75th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 71st percentile but its structural peers at the 39th — a 32-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WEA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $42.08M | 86th pct | 56th pct |
| Members | 2,831 | 71th pct | 39th pct |
| Net worth ratio | 11.77% | 34th pct | 38th pct |
| Return on average assets | 0.71% | 53th pct | 43th pct |
| Net interest margin | 3.91% | 53th pct | 33th pct |
| Cost of funds | 1.13% | 64th pct | 75th pct |
| Loan-to-share | 67.42% | 66th pct | 59th pct |
| Delinquency 60+ days | 0.30% | 36th pct | 28th pct |
| Net charge-off ratio | 0.26% | 60th pct | 51th pct |
| Loan growth YoY | 4.55% | 92th pct | 93th pct |
| Share growth YoY | 4.17% | 67th pct | 54th pct |
| Efficiency ratio | 77.89% | 44th pct | 49th pct |
structural peer set hash: 59aca03ec2293433aaa429d682b2e8ef… (reproducible)
Closest structural peers
This is the free public view
Claim WEA
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.