FORT DODGE FAMILY
Charter #63159 · Fort Dodge, IA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.43% sits at the 23rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.13% sits at the 80th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.17% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 87.18% sits at the 84th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 85th percentile but its structural peers at the 59th — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FORT DODGE FAMILY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $42.35M | 87th pct | 64th pct |
| Members | 3,523 | 85th pct | 59th pct |
| Net worth ratio | 12.47% | 41th pct | 38th pct |
| Return on average assets | 0.43% | 38th pct | 23th pct |
| Net interest margin | 3.94% | 55th pct | 38th pct |
| Cost of funds | 1.20% | 67th pct | 66th pct |
| Loan-to-share | 68.50% | 68th pct | 59th pct |
| Delinquency 60+ days | 2.13% | 86th pct | 80th pct |
| Net charge-off ratio | -0.17% | 6th pct | 5th pct |
| Loan growth YoY | 0.09% | 71th pct | 59th pct |
| Share growth YoY | 2.90% | 54th pct | 49th pct |
| Efficiency ratio | 87.18% | 67th pct | 84th pct |
structural peer set hash: a4538995621280b9482ff71f17db8ed8… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.