STOPPENBACH
Charter #66565 · Jefferson, WI · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -18.41% sits at the 0th percentile of structural peers — worth a closer look.
- Net interest margin of 3.90% sits at the 21st percentile of structural peers — worth a closer look.
- Cost of funds of 2.18% sits at the 90th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 4.40% sits at the 89th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | STOPPENBACH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.82M | 27th pct | 25th pct |
| Members | 507 | 44th pct | 46th pct |
| Net worth ratio | 20.56% | 61th pct | 52th pct |
| Return on average assets | -18.41% | 1th pct | 0th pct |
| Net interest margin | 3.90% | 45th pct | 21th pct |
| Cost of funds | 2.18% | 91th pct | 90th pct |
| Loan-to-share | 95.80% | 91th pct | 74th pct |
| Delinquency 60+ days | 4.40% | 84th pct | 89th pct |
| Net charge-off ratio | 0.00% | 22th pct | 18th pct |
| Loan growth YoY | -5.54% | 49th pct | 39th pct |
| Share growth YoY | -5.86% | 14th pct | 18th pct |
| Efficiency ratio | 104.93% | 77th pct | 87th pct |
structural peer set hash: 0fd92fd8d9720d1d3553a05d48f6b944… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.