LONGVIEW
Charter #1130 · White Oak, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 508 sits at the 23rd percentile of structural peers — worth a closer look.
- Cost of funds of 0.32% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.61% sits at the 84th percentile of structural peers — worth a closer look.
- Efficiency ratio of 95.95% sits at the 77th percentile of structural peers — worth a closer look.
- On Loan growth YoY, the asset-size band puts this credit union at the 38th percentile but its structural peers at the 15th — a 24-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LONGVIEW | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.20M | 43th pct | 26th pct |
| Members | 508 | 44th pct | 23th pct |
| Net worth ratio | 24.68% | 75th pct | 64th pct |
| Return on average assets | 0.36% | 49th pct | 38th pct |
| Net interest margin | 5.17% | 81th pct | 66th pct |
| Cost of funds | 0.32% | 40th pct | 21th pct |
| Loan-to-share | 110.41% | 97th pct | 92th pct |
| Delinquency 60+ days | 2.61% | 74th pct | 84th pct |
| Net charge-off ratio | 0.00% | 22th pct | 26th pct |
| Loan growth YoY | -7.39% | 38th pct | 15th pct |
| Share growth YoY | -0.19% | 48th pct | 38th pct |
| Efficiency ratio | 95.95% | 67th pct | 77th pct |
structural peer set hash: 9078e1c87e45dd41be2089ee5134711c… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.