WRIGHT-PATT CREDIT UNION, INC.
Charter #66328 · Beavercreek, OH · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 525,908 ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.16% sits at the 84th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.24% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WRIGHT-PATT CREDIT UNION, INC. | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.61B | 93th pct | 87th pct |
| Members | 525,908 | 94th pct | 89th pct |
| Net worth ratio | 10.89% | 53th pct | 48th pct |
| Return on average assets | 0.82% | 58th pct | 48th pct |
| Net interest margin | 3.50% | 60th pct | 59th pct |
| Cost of funds | 2.34% | 80th pct | 74th pct |
| Loan-to-share | 82.39% | 38th pct | 28th pct |
| Delinquency 60+ days | 1.16% | 85th pct | 84th pct |
| Net charge-off ratio | 1.24% | 93th pct | 87th pct |
| Loan growth YoY | -2.72% | 5th pct | 0th pct |
| Share growth YoY | 3.33% | 35th pct | 33th pct |
| Efficiency ratio | 62.90% | 19th pct | 28th pct |
structural peer set hash: b2d364ce85d3abfef89d6a5b0f74bcba… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.