DUPACO COMMUNITY
Charter #64049 · Dubuque, IA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 12.65% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.93% sits at the 13th percentile of structural peers — worth a closer look.
- Cost of funds of 0.89% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.44% sits at the 93rd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DUPACO COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.63B | 71th pct | 64th pct |
| Members | 181,196 | 69th pct | 61th pct |
| Net worth ratio | 12.65% | 78th pct | 75th pct |
| Return on average assets | 0.72% | 50th pct | 38th pct |
| Net interest margin | 2.93% | 23th pct | 13th pct |
| Cost of funds | 0.89% | 18th pct | 20th pct |
| Loan-to-share | 83.54% | 41th pct | 41th pct |
| Delinquency 60+ days | 1.44% | 93th pct | 93th pct |
| Net charge-off ratio | 0.35% | 28th pct | 26th pct |
| Loan growth YoY | 1.58% | 46th pct | 49th pct |
| Share growth YoY | 3.93% | 47th pct | 59th pct |
| Efficiency ratio | 76.36% | 64th pct | 72th pct |
structural peer set hash: a3186ff4f4fdcbdea0ed41e4a5b22cbb… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.