MEMBERSOWN
Charter #66268 · Lincoln, NE · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 8,934 sits at the 25th percentile of structural peers — worth a closer look.
- Net worth ratio of 13.59% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.68% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.41% sits at the 90th percentile of structural peers — worth a closer look.
- Efficiency ratio of 71.33% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MEMBERSOWN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $111.26M | 8th pct | 28th pct |
| Members | 8,934 | 24th pct | 25th pct |
| Net worth ratio | 13.59% | 76th pct | 77th pct |
| Return on average assets | 1.12% | 76th pct | 72th pct |
| Net interest margin | 4.68% | 93th pct | 79th pct |
| Cost of funds | 1.08% | 43th pct | 44th pct |
| Loan-to-share | 70.00% | 46th pct | 54th pct |
| Delinquency 60+ days | 0.83% | 67th pct | 61th pct |
| Net charge-off ratio | 1.41% | 96th pct | 90th pct |
| Loan growth YoY | -3.41% | 14th pct | 20th pct |
| Share growth YoY | 5.16% | 73th pct | 66th pct |
| Efficiency ratio | 71.33% | 27th pct | 18th pct |
structural peer set hash: 04b7381673967c06e1898f4d9c05ca1e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.