FUNERAL SERVICE
Charter #66253 · Springfield, IL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 679 sits at the 11th percentile of structural peers — worth a closer look.
- Cost of funds of 2.57% sits at the 79th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.94% sits at the 87th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 99th percentile but its structural peers at the 16th — a 82-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FUNERAL SERVICE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.76M | 99th pct | 16th pct |
| Members | 679 | 58th pct | 11th pct |
| Net worth ratio | 19.36% | 57th pct | 67th pct |
| Return on average assets | 0.53% | 54th pct | 49th pct |
| Net interest margin | 3.99% | 48th pct | 52th pct |
| Cost of funds | 2.57% | 93th pct | 79th pct |
| Loan-to-share | 112.83% | 97th pct | 90th pct |
| Delinquency 60+ days | 0.81% | 50th pct | 52th pct |
| Net charge-off ratio | 0.94% | 86th pct | 87th pct |
| Loan growth YoY | 2.82% | 83th pct | 74th pct |
| Share growth YoY | -8.47% | 9th pct | 8th pct |
| Efficiency ratio | 85.71% | 49th pct | 54th pct |
structural peer set hash: 7f1e9f0a767312a2b29d6162a2737c94… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.