TEXAS ASSOCIATIONS OF PROFESSIONALS
Charter #23184 · San Antonio, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,362 sits at the 16th percentile of structural peers — worth a closer look.
- Return on average assets of 3.07% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.72% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 61.89% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 58th percentile but its structural peers at the 18th — a 40-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TEXAS ASSOCIATIONS OF PROFESSIONALS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $28.55M | 58th pct | 18th pct |
| Members | 1,362 | 19th pct | 16th pct |
| Net worth ratio | 16.07% | 66th pct | 56th pct |
| Return on average assets | 3.07% | 99th pct | 97th pct |
| Net interest margin | 4.72% | 85th pct | 85th pct |
| Cost of funds | 2.18% | 93th pct | 69th pct |
| Loan-to-share | 99.90% | 98th pct | 75th pct |
| Delinquency 60+ days | 0.47% | 44th pct | 44th pct |
| Net charge-off ratio | 0.08% | 45th pct | 49th pct |
| Loan growth YoY | 0.12% | 71th pct | 61th pct |
| Share growth YoY | -4.10% | 5th pct | 5th pct |
| Efficiency ratio | 61.89% | 14th pct | 20th pct |
structural peer set hash: d1fb1e5812648fb41b15ede556c53561… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.