QUESTA
Charter #66252 · Questa, NM · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 22.46% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 3.31% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.53% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.22% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.22% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | QUESTA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $32.04M | 66th pct | 52th pct |
| Members | 2,098 | 50th pct | 44th pct |
| Net worth ratio | 22.46% | 91th pct | 77th pct |
| Return on average assets | 3.31% | 99th pct | 98th pct |
| Net interest margin | 5.53% | 97th pct | 97th pct |
| Cost of funds | 0.22% | 15th pct | 7th pct |
| Loan-to-share | 80.23% | 84th pct | 61th pct |
| Delinquency 60+ days | 2.22% | 87th pct | 92th pct |
| Net charge-off ratio | 0.01% | 37th pct | 46th pct |
| Loan growth YoY | 8.58% | 97th pct | 93th pct |
| Share growth YoY | 4.79% | 73th pct | 66th pct |
| Efficiency ratio | 50.83% | 4th pct | 3th pct |
structural peer set hash: f22585bc3af2f06cc53f34ee4b837ab5… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.