CAMBRIDGE FIREFIGHTERS
Charter #1236 · Cambridge, MA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 864 sits at the 11th percentile of structural peers — worth a closer look.
- Net worth ratio of 24.31% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.54% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.16% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 57.87% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CAMBRIDGE FIREFIGHTERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $14.79M | 20th pct | 31th pct |
| Members | 864 | 3th pct | 11th pct |
| Net worth ratio | 24.31% | 93th pct | 82th pct |
| Return on average assets | 1.54% | 87th pct | 79th pct |
| Net interest margin | 3.94% | 55th pct | 41th pct |
| Cost of funds | 0.96% | 56th pct | 44th pct |
| Loan-to-share | 75.65% | 79th pct | 51th pct |
| Delinquency 60+ days | 0.16% | 27th pct | 21th pct |
| Net charge-off ratio | 0.00% | 23th pct | 30th pct |
| Loan growth YoY | -0.03% | 70th pct | 67th pct |
| Share growth YoY | 9.02% | 94th pct | 85th pct |
| Efficiency ratio | 57.87% | 8th pct | 15th pct |
structural peer set hash: bd94d416d6c9433bad6e17169801c890… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.