CHAVES COUNTY SCHOOL EMPLOYEES
Charter #66143 · Roswell, NM · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 20.55% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.19% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.20% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CHAVES COUNTY SCHOOL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $39.63M | 82th pct | 84th pct |
| Members | 2,408 | 61th pct | 62th pct |
| Net worth ratio | 20.55% | 87th pct | 80th pct |
| Return on average assets | 2.19% | 96th pct | 92th pct |
| Net interest margin | 3.69% | 42th pct | 51th pct |
| Cost of funds | 0.20% | 14th pct | 23th pct |
| Loan-to-share | 35.59% | 15th pct | 18th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 23th pct | 21th pct |
| Loan growth YoY | 1.76% | 81th pct | 87th pct |
| Share growth YoY | 7.16% | 88th pct | 87th pct |
| Efficiency ratio | 47.31% | 3th pct | 7th pct |
structural peer set hash: ec6b9ef29bb38cbb4b6179470290f9e0… (reproducible)
Closest structural peers
This is the free public view
Claim CHAVES COUNTY SCHOOL EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.