NORTHWEST HILLS
Charter #65803 · Torrington, CT · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,675 sits at the 16th percentile of structural peers — worth a closer look.
- Net worth ratio of 9.29% sits at the 8th percentile of structural peers — worth a closer look.
- Return on average assets of 1.27% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.10% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.81% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORTHWEST HILLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $54.84M | 12th pct | 25th pct |
| Members | 3,675 | 22th pct | 16th pct |
| Net worth ratio | 9.29% | 13th pct | 8th pct |
| Return on average assets | 1.27% | 77th pct | 84th pct |
| Net interest margin | 4.06% | 70th pct | 74th pct |
| Cost of funds | 1.10% | 61th pct | 61th pct |
| Loan-to-share | 55.69% | 42th pct | 51th pct |
| Delinquency 60+ days | 0.10% | 12th pct | 15th pct |
| Net charge-off ratio | -0.81% | 0th pct | 0th pct |
| Loan growth YoY | 9.62% | 98th pct | 95th pct |
| Share growth YoY | 6.52% | 84th pct | 80th pct |
| Efficiency ratio | 76.75% | 42th pct | 30th pct |
structural peer set hash: 13ebab20c7f3d69b65cf9c975c7c61cc… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.