CSD
Charter #62701 · KANSAS CITY, MO · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.08% sits at the 18th percentile of structural peers — worth a closer look.
- Cost of funds of 1.77% sits at the 93rd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CSD | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $89.41M | 83th pct | 69th pct |
| Members | 5,827 | 62th pct | 62th pct |
| Net worth ratio | 11.27% | 34th pct | 41th pct |
| Return on average assets | 0.59% | 43th pct | 31th pct |
| Net interest margin | 3.08% | 20th pct | 18th pct |
| Cost of funds | 1.77% | 88th pct | 93th pct |
| Loan-to-share | 49.05% | 28th pct | 38th pct |
| Delinquency 60+ days | 0.42% | 39th pct | 46th pct |
| Net charge-off ratio | 0.05% | 26th pct | 28th pct |
| Loan growth YoY | 1.58% | 75th pct | 79th pct |
| Share growth YoY | 8.19% | 92th pct | 90th pct |
| Efficiency ratio | 78.35% | 46th pct | 48th pct |
structural peer set hash: 837dcc2b4acc24c2cb7e1e50af15c0a8… (reproducible)
Closest structural peers
This is the free public view
Claim CSD
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.