RIVERMARK COMMUNITY
Charter #65644 · Oregon City, OR · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 4.28% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.19% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 3.72% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RIVERMARK COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.24B | 68th pct | 69th pct |
| Members | 175,894 | 67th pct | 66th pct |
| Net worth ratio | 10.62% | 48th pct | 39th pct |
| Return on average assets | 0.62% | 41th pct | 36th pct |
| Net interest margin | 4.28% | 94th pct | 92th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 74.21% | 21th pct | 25th pct |
| Delinquency 60+ days | 1.19% | 86th pct | 90th pct |
| Net charge-off ratio | 3.72% | 100th pct | 98th pct |
| Loan growth YoY | 1.40% | 45th pct | 52th pct |
| Share growth YoY | 1.58% | 14th pct | 13th pct |
| Efficiency ratio | 76.19% | 63th pct | 64th pct |
structural peer set hash: 609e8b22887920e76567532dd803a6b7… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.