LOS ANGELES
Charter #1207 · Glendale, CA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.87% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.79% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.93% sits at the 85th percentile of structural peers — worth a closer look.
- Efficiency ratio of 72.47% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 18th percentile but its structural peers at the 57th — a 39-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOS ANGELES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.28B | 18th pct | 57th pct |
| Members | 74,996 | 24th pct | 57th pct |
| Net worth ratio | 11.35% | 62th pct | 64th pct |
| Return on average assets | 0.57% | 37th pct | 46th pct |
| Net interest margin | 3.87% | 82th pct | 77th pct |
| Cost of funds | 0.79% | 16th pct | 21th pct |
| Loan-to-share | 76.87% | 26th pct | 34th pct |
| Delinquency 60+ days | 0.58% | 45th pct | 34th pct |
| Net charge-off ratio | 0.93% | 80th pct | 85th pct |
| Loan growth YoY | -0.13% | 25th pct | 42th pct |
| Share growth YoY | 1.43% | 13th pct | 13th pct |
| Efficiency ratio | 72.47% | 50th pct | 18th pct |
structural peer set hash: 0ec1710a80de1f93e5e272f277cc67ed… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.