LISBON FARMERS UNION
Charter #64688 · LISBON, ND · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 235 sits at the 10th percentile of structural peers — worth a closer look.
- Net worth ratio of 62.50% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.37% sits at the 25th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 109.73% sits at the 80th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LISBON FARMERS UNION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.36M | 53th pct | 44th pct |
| Members | 235 | 18th pct | 10th pct |
| Net worth ratio | 62.50% | 99th pct | 93th pct |
| Return on average assets | -0.37% | 25th pct | 25th pct |
| Net interest margin | 3.80% | 42th pct | 26th pct |
| Cost of funds | 0.00% | 0th pct | 2th pct |
| Loan-to-share | 127.19% | 99th pct | 90th pct |
| Delinquency 60+ days | 0.24% | 34th pct | 26th pct |
| Net charge-off ratio | 0.00% | 22th pct | 28th pct |
| Loan growth YoY | -7.07% | 39th pct | 25th pct |
| Share growth YoY | -4.33% | 20th pct | 16th pct |
| Efficiency ratio | 109.73% | 81th pct | 80th pct |
structural peer set hash: 33f13fcbcf9d83ccd59e7a2df102fcfe… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.