ST. LOUIS POLICEMEN`S
Charter #64425 · saint louis, MO · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.34% sits at the 21st percentile of structural peers — worth a closer look.
- Net interest margin of 3.03% sits at the 18th percentile of structural peers — worth a closer look.
- Efficiency ratio of 86.37% sits at the 82nd percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 37th percentile but its structural peers at the 59th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ST. LOUIS POLICEMEN`S | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $20.47M | 37th pct | 59th pct |
| Members | 2,096 | 50th pct | 56th pct |
| Net worth ratio | 18.17% | 78th pct | 59th pct |
| Return on average assets | 0.34% | 33th pct | 21th pct |
| Net interest margin | 3.03% | 18th pct | 18th pct |
| Cost of funds | 0.57% | 37th pct | 39th pct |
| Loan-to-share | 48.27% | 34th pct | 41th pct |
| Delinquency 60+ days | 1.68% | 81th pct | 70th pct |
| Net charge-off ratio | 0.00% | 23th pct | 30th pct |
| Loan growth YoY | -5.04% | 30th pct | 39th pct |
| Share growth YoY | -4.96% | 3th pct | 3th pct |
| Efficiency ratio | 86.37% | 65th pct | 82th pct |
structural peer set hash: 361bc800c8d26aeb3bbd0004977d5a66… (reproducible)
Closest structural peers
This is the free public view
Claim ST. LOUIS POLICEMEN`S
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.