NASA
Charter #6328 · Upper Marlboro, MD · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 2.49% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 3.28% sits at the 98th percentile of structural peers — worth a closer look.
- Efficiency ratio of 60.45% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 77th percentile but its structural peers at the 57th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NASA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.84B | 86th pct | 80th pct |
| Members | 238,190 | 77th pct | 57th pct |
| Net worth ratio | 10.14% | 36th pct | 31th pct |
| Return on average assets | 0.59% | 39th pct | 31th pct |
| Net interest margin | 2.49% | 9th pct | 0th pct |
| Cost of funds | 3.28% | 97th pct | 98th pct |
| Loan-to-share | 91.90% | 68th pct | 59th pct |
| Delinquency 60+ days | 0.58% | 45th pct | 33th pct |
| Net charge-off ratio | 0.83% | 77th pct | 67th pct |
| Loan growth YoY | 1.12% | 40th pct | 43th pct |
| Share growth YoY | 3.26% | 34th pct | 30th pct |
| Efficiency ratio | 60.45% | 12th pct | 10th pct |
structural peer set hash: 62d596161d888288abf305b63aee2a2a… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.