OTTAWA HIWAY
Charter #63213 · OTTAWA, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,197 sits at the 11th percentile of structural peers — worth a closer look.
- Net worth ratio of 16.51% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.90% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | OTTAWA HIWAY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $15.87M | 23th pct | 20th pct |
| Members | 1,197 | 12th pct | 11th pct |
| Net worth ratio | 16.51% | 69th pct | 77th pct |
| Return on average assets | 1.90% | 93th pct | 85th pct |
| Net interest margin | 4.14% | 65th pct | 57th pct |
| Cost of funds | 0.79% | 47th pct | 74th pct |
| Loan-to-share | 53.67% | 44th pct | 54th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 23th pct | 18th pct |
| Loan growth YoY | 1.91% | 82th pct | 79th pct |
| Share growth YoY | -0.92% | 20th pct | 20th pct |
| Efficiency ratio | 56.27% | 7th pct | 7th pct |
structural peer set hash: 86809da33ceda22fc717f961380ed346… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.