LANDINGS
Charter #62937 · TEMPE, AZ · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 1.34% sits at the 95th percentile of structural peers — worth a closer look.
- On Cost of funds, the asset-size band puts this credit union at the 48th percentile but its structural peers at the 67th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LANDINGS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $264.19M | 67th pct | 70th pct |
| Members | 15,054 | 59th pct | 67th pct |
| Net worth ratio | 10.49% | 34th pct | 38th pct |
| Return on average assets | 1.06% | 72th pct | 74th pct |
| Net interest margin | 3.90% | 66th pct | 64th pct |
| Cost of funds | 1.18% | 48th pct | 67th pct |
| Loan-to-share | 61.80% | 30th pct | 34th pct |
| Delinquency 60+ days | 1.34% | 86th pct | 95th pct |
| Net charge-off ratio | 0.48% | 62th pct | 56th pct |
| Loan growth YoY | -2.94% | 17th pct | 20th pct |
| Share growth YoY | 5.67% | 77th pct | 84th pct |
| Efficiency ratio | 75.57% | 40th pct | 30th pct |
structural peer set hash: e9e3c536e2aebcd210b149a338bec1d0… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.