DEXSTA
Charter #2187 · Wilmington, DE · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 34,253 ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.02% sits at the 25th percentile of structural peers — worth a closer look.
- Net interest margin of 2.79% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 1.58% sits at the 82nd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.16% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DEXSTA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $435.48M | 94th pct | 87th pct |
| Members | 34,253 | 96th pct | 89th pct |
| Net worth ratio | 9.02% | 14th pct | 25th pct |
| Return on average assets | 0.42% | 31th pct | 36th pct |
| Net interest margin | 2.79% | 8th pct | 0th pct |
| Cost of funds | 1.58% | 71th pct | 82th pct |
| Loan-to-share | 62.02% | 31th pct | 34th pct |
| Delinquency 60+ days | 1.16% | 82th pct | 84th pct |
| Net charge-off ratio | 0.99% | 88th pct | 87th pct |
| Loan growth YoY | -2.74% | 19th pct | 26th pct |
| Share growth YoY | 3.99% | 57th pct | 62th pct |
| Efficiency ratio | 79.74% | 54th pct | 46th pct |
structural peer set hash: ef7714f25cf3a5de2ed587b6cd18c0cf… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.