PUBLIC SAFETY
Charter #62812 · Kansas City, MO · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 13,461 sits at the 21st percentile of structural peers — worth a closer look.
- Net interest margin of 4.50% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.19% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.87% sits at the 75th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PUBLIC SAFETY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $190.60M | 48th pct | 31th pct |
| Members | 13,461 | 51th pct | 21th pct |
| Net worth ratio | 12.51% | 64th pct | 66th pct |
| Return on average assets | 0.84% | 59th pct | 62th pct |
| Net interest margin | 4.50% | 90th pct | 82th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 77.25% | 61th pct | 51th pct |
| Delinquency 60+ days | 0.19% | 13th pct | 11th pct |
| Net charge-off ratio | 0.87% | 85th pct | 75th pct |
| Loan growth YoY | 2.40% | 70th pct | 66th pct |
| Share growth YoY | 2.47% | 35th pct | 30th pct |
| Efficiency ratio | 78.61% | 50th pct | 39th pct |
structural peer set hash: bd65f9fdd22eb6b74ffd8000970c1733… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.