ASSOCIATED HEALTHCARE
Charter #60466 · Woodbury, MN · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.30% sits at the 7th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 29th percentile but its structural peers at the 7th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ASSOCIATED HEALTHCARE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $175.28M | 41th pct | 28th pct |
| Members | 12,306 | 46th pct | 30th pct |
| Net worth ratio | 13.17% | 71th pct | 72th pct |
| Return on average assets | 0.53% | 38th pct | 38th pct |
| Net interest margin | 3.30% | 29th pct | 7th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 81.66% | 72th pct | 61th pct |
| Delinquency 60+ days | 0.53% | 44th pct | 44th pct |
| Net charge-off ratio | 0.35% | 49th pct | 31th pct |
| Loan growth YoY | -1.02% | 36th pct | 26th pct |
| Share growth YoY | 2.60% | 37th pct | 34th pct |
| Efficiency ratio | 75.96% | 41th pct | 33th pct |
structural peer set hash: aa33fb58bf8e7995a4ea010bb5769269… (reproducible)
Closest structural peers
This is the free public view
Claim ASSOCIATED HEALTHCARE
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.