PELICAN
Charter #62710 · Baton Rouge, LA · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.82% sits at the 11th percentile of structural peers — worth a closer look.
- Return on average assets of -0.46% sits at the 2nd percentile of structural peers — worth a closer look.
- Net interest margin of 5.87% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.59% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.69% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PELICAN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $827.19M | 74th pct | 43th pct |
| Members | 88,080 | 99th pct | 66th pct |
| Net worth ratio | 8.82% | 16th pct | 11th pct |
| Return on average assets | -0.46% | 2th pct | 2th pct |
| Net interest margin | 5.87% | 100th pct | 98th pct |
| Cost of funds | 0.59% | 15th pct | 3th pct |
| Loan-to-share | 99.92% | 96th pct | 97th pct |
| Delinquency 60+ days | 1.69% | 97th pct | 95th pct |
| Net charge-off ratio | 2.91% | 100th pct | 98th pct |
| Loan growth YoY | 3.16% | 74th pct | 72th pct |
| Share growth YoY | -2.85% | 1th pct | 0th pct |
| Efficiency ratio | 73.84% | 29th pct | 38th pct |
structural peer set hash: 060be87caf89eded934d546f736cb5dd… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.