UNIVERSITY OF ILLINOIS COMMUNITY
Charter #60583 · Champaign, IL · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 2.08% sits at the 84th percentile of structural peers — worth a closer look.
- On Net charge-off ratio, the asset-size band puts this credit union at the 77th percentile but its structural peers at the 46th — a 31-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UNIVERSITY OF ILLINOIS COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $767.14M | 63th pct | 51th pct |
| Members | 64,655 | 92th pct | 62th pct |
| Net worth ratio | 9.68% | 35th pct | 30th pct |
| Return on average assets | 1.09% | 77th pct | 74th pct |
| Net interest margin | 4.35% | 93th pct | 70th pct |
| Cost of funds | 2.08% | 84th pct | 84th pct |
| Loan-to-share | 89.43% | 77th pct | 75th pct |
| Delinquency 60+ days | 0.66% | 57th pct | 43th pct |
| Net charge-off ratio | 0.73% | 77th pct | 46th pct |
| Loan growth YoY | -2.30% | 15th pct | 7th pct |
| Share growth YoY | 3.76% | 46th pct | 51th pct |
| Efficiency ratio | 78.48% | 51th pct | 61th pct |
structural peer set hash: 720c890bff48208bb8130e734f6db7c7… (reproducible)
Closest structural peers
This is the free public view
Claim UNIVERSITY OF ILLINOIS COMMUNITY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.