SKYONE
Charter #6248 · Hawthorne, CA · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.50% sits at the 2nd percentile of structural peers — worth a closer look.
- Return on average assets of 0.18% sits at the 15th percentile of structural peers — worth a closer look.
- Net interest margin of 2.66% sits at the 7th percentile of structural peers — worth a closer look.
- Cost of funds of 2.90% sits at the 93rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.16% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SKYONE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $875.82M | 82th pct | 43th pct |
| Members | 52,872 | 77th pct | 39th pct |
| Net worth ratio | 7.50% | 3th pct | 2th pct |
| Return on average assets | 0.18% | 15th pct | 15th pct |
| Net interest margin | 2.66% | 7th pct | 7th pct |
| Cost of funds | 2.90% | 98th pct | 93th pct |
| Loan-to-share | 84.85% | 60th pct | 44th pct |
| Delinquency 60+ days | 1.16% | 84th pct | 77th pct |
| Net charge-off ratio | 0.85% | 82th pct | 82th pct |
| Loan growth YoY | 0.37% | 46th pct | 50th pct |
| Share growth YoY | 0.49% | 9th pct | 17th pct |
| Efficiency ratio | 88.51% | 87th pct | 87th pct |
structural peer set hash: e2a8829dbb63482ea871bb0951c490be… (reproducible)
Closest structural peers
This is the free public view
Claim SKYONE
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.