WESTREET
Charter #24812 · Tulsa, OK · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.28% sits at the 23rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.37% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.72% sits at the 89th percentile of structural peers — worth a closer look.
- Efficiency ratio of 85.49% sits at the 75th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 96th percentile but its structural peers at the 57th — a 38-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WESTREET | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $968.07M | 96th pct | 57th pct |
| Members | 60,922 | 89th pct | 64th pct |
| Net worth ratio | 9.69% | 36th pct | 44th pct |
| Return on average assets | 0.28% | 21th pct | 23th pct |
| Net interest margin | 3.43% | 44th pct | 59th pct |
| Cost of funds | 2.11% | 85th pct | 74th pct |
| Loan-to-share | 84.41% | 58th pct | 46th pct |
| Delinquency 60+ days | 1.37% | 92th pct | 90th pct |
| Net charge-off ratio | 0.72% | 76th pct | 89th pct |
| Loan growth YoY | -2.63% | 14th pct | 10th pct |
| Share growth YoY | 0.88% | 13th pct | 11th pct |
| Efficiency ratio | 85.49% | 79th pct | 75th pct |
structural peer set hash: f0eba62ec56c939dfb4fe89c262adc54… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.